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Shivam Cement

LBL ( Laxmi Bank Limited ) NEPSE Group A Company

ISIN Number : NPE004A00009

As of May 13, 2020
194.00
6
3 %
Open
0
High
196
Low
194
Volume
130
Prev. Close
200
Bid Price
224 ( 2895 )
Ask Price
225 ( 286 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 1903.64 करोड
Outstanding Shares
98125600
Book Value
133.9
PBV
1.45
Stock P/E
10.54
Dividend ( 2075/2076 )
15 %
EPS
18.41
PB X PE
15.27
ROE
--
ROA
--
CAR
11.66
Industrial PE
69.63
Industrial EPS
24.35
52 Weeks High-Low
270 - 189
Lifetime High-Low
963 - 183
180 Day Average Price
214.08
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
2.65%
1 Year
-11.42%
5 Years ---
COMPETITORS
Name chg % Market cap
MEGA 2.88 % रू 2094.46 करोड
NBL 2.87 % रू 2325.24 करोड
NICA 2.9 % रू 4547.86 करोड
NMB 2.73 % रू 4104.59 करोड
PCBL 2.78 % रू 3426.39 करोड
SBL 1.76 % रू 2730.79 करोड
MORE ON WEB
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - May 13, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
16 --- --- --- 80 रू 15.52 हजार रू 93.12 रू 15.52 हजार रू 93.12
56 66 रू 12.8 हजार रू 76.82 --- --- --- रू 12.8 हजार रू 76.82
57 50 रू 9.8 हजार रू 58.8 --- --- --- रू 9.8 हजार रू 58.8
28 --- --- --- 50 रू 9.8 हजार रू 58.8 रू 9.8 हजार रू 58.8
58 14 रू 2.72 हजार रू 16.3 --- --- --- रू 2.72 हजार रू 16.3
7_RWS --- --- --- --- --- --- रू 0 रू 0
11 --- --- --- --- --- --- रू 0 रू 0
14_RWS --- --- --- --- --- --- रू 0 रू 0
19_RWS --- --- --- --- --- --- रू 0 रू 0
22_RWS --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 9,415,108,000 9,322,069,000 5,070,776,000
Due from Nepal Rastra Bank 4,563,899,000 4,312,892,000
Placement with Bank and Financial Institutions
Derivative Financial Instruments 4,537,234,000 443,191,800
Other Trading Assets 67,520,000 67,520,000
Loan and advances to B/Fis 1,882,497,000 1,907,470,000
Loan and advances to Customers 85,052,595,000 78,198,434,000
Investment Securities 7,966,741,000 7,622,119,000
Current Tax Assets 5,312,000
Investment in Subsidiaries 417,000,000 417,000,000
Investment in Associates
Investment Property 111,897,000 66,697,000
Property and Equipment 1,419,964,000 1,404,604
Goodwill and Intangible assets 48,902,000 51,932,000
Deferred Tax Assets
Other Assets 773,005,000 510,353,000 2,468,716,000
Total Assets 116,261,672,000 108,313,007,000 93,915,037,000
Liabilities
Due to bank and Financial Institutions 5,233,426,000 6,804,809,000
Due to Nepal Rastra Bank 1,167,149,000 476,321,000
Derivative Financial Instrument 4,485,112,000 4,416,938,000
Deposit from Customers 88,230,801,000 82,205,702,000 75,894,566,000
Borrowings
Current Tax Liabilities 155,252,000
Provisions
Deferred Tax Liabilities 129,943,000 100,262,000
Other Liabilities 1,467,226,000 725,651,000 1,241,781,000
Debt securities issued 2,408,895,000 409,556,000 400,000,000
Subordinated Liabilities
Total Liabilities 103,122,551,000 95,294,491,000 93,915,037,000
Total Liabilities 103,122,551,000 95,294,491,000 93,915,037,000
Equity
Share Capital 9,812,560,000 8,920,509,000 8,221,667,000
Share Premium
Retained Earnings 1,018,320,000 1,855,314,000
Reserves 2,308,241,000 2,242,693,000
Total equity attributable to equity holders 13,139,121,000 13,018,516,000
Non-controlling interest
Total Equity 13,139,121,000 13,018,516,000
Total Liabilities and Equity 116,261,672,000 108,313,007,000

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 4,976,834,000 2,467,781,000 4,207,903,000
Interest Expense -3,232,430,000 1,601,988,000
Net interest Income 1,744,404,000 865,792,000 1,454,331,000
Fees and Commission Income 426,512,000 189,986,000
Fees and Commission Expense -44,733,000 22,679,000
Net fee and commission income 381,779,000 167,307,000
Net interest, fee and commission income 2,126,183,000 1,033,099,000
Net Trading income 147,664,000 75,539,000
Other Operating Income 96,057,000 55,864,000 261,300,000
Total Operating Income 2,369,904,000 1,164,502,000 2,007,003,000
Impairment charge/(reversal) for loans and other losses -60,924,000 -66,951,000
Net Operating Income 2,308,979,000 1,097,551,000
Loans and Other Losses
Operating Expenses
Personal Expense -598,215,000 290,194,000
Other Operating Expense -331,820,000 175,017,000 333,223,000
Depreciation and Amortization -84,830,000 -42,663,000
Operating Profit 1,294,115,000 589,678,000 1,078,322,000
Non operating Income 4,797,000 317,000 44,334,000
Non operating expenses -41,976,000 15,786,000
Profit before Income Tax 1,256,936,000 574,209,000
Income tax Expenses
   Current Tax -353,907,000 172,263,000
   Deferred Tax
Profit/(loss) for the period 903,029,000 40,194,600 723,791,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 903,029,000 40,194,600 723,791,000
Other Comprehensive Income 22,519,000 -48,553,000
Total Comprehensive Income 925,547,000 353,394,000
Basic Earning per share 18 18 18
Diluted Earning per share 18 18
Profit attributable to:
   Equity holders of the Bank 925,547,000 353,394,000
   Non-controlling interests
Total 925,547,000 353,394,000
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 903,029,000 199,067
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -180,606,000 -80,389,000
b. Capital Redemption Reserve -40,000,000
c. Exchange Fluctuation Fund -835,000 -488,000
d. Corporate Social Responsibility Fund -9,030,000 -4,019,000
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve -80,714,000 -104,022
b. Transfer from Regulator Reserve 6,040,000
Net Profit for quarter end available for distribution 199,067,000

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 12 12 12
Non-Performing Loan (NPL) to Total loan 1 1 1
Total Loan Loss provision to Total NPL 165 161
Cost of Funds 8 7
Credit to Deposit Ratio 78 78
Base Rate 10 10
Interest Rate Spread 4 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 134 146 154
Earning Per share (EPS Annualized) 18 18 18
PE Ratio 11 12 13
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset 1
Market Price High-Low 223 - 189 230 - 207 253 - 212
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
LBL 194 --- --- --- --- 2.65 11.42
MEGA 202 --- --- --- --- 9.78 1.51
NBL 237 --- --- --- --- 10.23 27.3
NICA 468 --- --- --- --- 13.87 1.74
NMB 356 --- --- --- --- 10.22 ---
SBL 279 --- --- --- --- 1.06 14.94
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 10 % 5 % 15 % 2019-12-08 -- --
2 2074/2075 8.5 % 0.45 % 8.95 % -- -- --
3 2073/2074 10 % 0.53 % 10.53 % 2018-01-28 -- --
4 2072/2073 18.29 % -- 18.29 % 2017-11-24 -- --
5 2070/2071 20 % 1.05 % 21.05 % 2015-01-20 -- --
6 2069/2070 15 % -- 15 % 2014-07-03 -- --
Company Information
Registered Office
Head Office Location : Hattisar
Email : piyush.aryal@laxmibank.com
Phone : 4444684
Website : http://laxmi.laxmibank.com/
Registered At :
Share Registrar ( RTS )
Name : Laxmi Capital Limited
Phone : 977-01-4780222
Address : Madan Bhandari Road, Kathmandu 44600, Nepal.
Website : www.laxmicapital.com.np
Management
Name Designation
Mr. Shambhu P. Acharya Chairman
Mr. Dinesh Poudel Director, Director Representing Promoter Group
Mr. Sushil Kumar Aryal Director, Representing Citizen Investment Trust
Ms. Swati Roongta Director, Representing General Public
Mr. Vishwa Karan Jain Director, Representing General Public
Ajaya Bikram Shah Chief Executive Officer
About Company

Laxmi Bank Limited

Laxmi Bank was incorporated in April 2002 as the 16th commercial bank in Nepal. In 2004 Laxmi Bank merged with HISEF Finance Limited, a first generation financial company which was the first merger in Nepali corporate history. Laxmi Bank is a Category ‘A’ Financial Institution and re-registered in 2006 under the “Banks and Financial Institutions Act” of Nepal. The bank’s shares are listed and actively traded on the Nepal Stock Exchange (NEPSE). We are a technologically driven progressive bank with strong risk and corporate governance foundations. We are known for our innovation and have many “firsts” in the Nepali financial market. We have the best asset quality among all financial institutions in the country and our technology has been rated “Highly Secure” by independent internationally accredited information system auditors. Laxmi Bank’s award-winning Annual Reports has set the standards for quality, presentation and disclosure for the Nepali corporate sector to follow. Since 2005 Laxmi Bank promotes a separate life insurance company – Prime Life Insurance Limited which came into operation in 2009. Mission Statement We are committed to excellence in the delivery of entire gamut of financial services in order to achieve sound business growth and maximize stakeholder values by embracing team spirit, progressive technology, and good corporate governance. Our Values Our values are built around high standards of good corporate governance. Transparency, professionalism and high ethical tone at the leadership are foundations on which our actions are based. Laxmi Bank’s Code of Conduct encapsulates international best practices applicable to Nepali context. The level of commitment from our people to take Laxmi Bank to greater heights has been a huge catalyst. The team spirit within the organization is something we are proud of. Our Vision Provider of most integrated financial services Key player and a thought leader in the retail financial services A bank with the best asset book Best IT capability Preferred employer in the financial sector