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JSLBB ( Janautthan Samudayic Laghubitta Bikas Bank Limited )

ISIN Number : NPE260A00007

As of May 13, 2020
1423.00
44
3 %
Open
0
High
1438
Low
1423
Volume
20
Prev. Close
1467
Bid Price
1850 ( 50 )
Ask Price
1868 ( 710 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 90.16 करोड
Outstanding Shares
633600
Book Value
256.06
PBV
5.56
Stock P/E
21.92
Dividend ( 2075/2076 )
26.32 %
EPS
64.92
PB X PE
121.81
ROE
--
ROA
--
CAR
10.44
Industrial PE
28.88
Industrial EPS
56.26
52 Weeks High-Low
2136 - 865
Lifetime High-Low
4085 - 0
180 Day Average Price
1496.23
PROMOTER SHARE VALUE
Janautthan Samudayic Laghubitta Bikas Bank Ltd. Promoter Share ( JSLBBP )
Open
--
High
--
Low
--
Close
--
Jun 27, 2019 before the bell
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
18.58%
1 Year ---
5 Years ---
COMPETITORS
Name chg % Market cap
AMFI 0.00 % रू 34.08 करोड
MLBBL 1.79 % रू 39.85 करोड
SMB 3.98 % रू 47.04 करोड
SMFBS 1.91 % रू 54 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - May 13, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
49 10 रू 14.38 हजार रू 86.28 --- --- --- रू 14.38 हजार रू 86.28
52 --- --- --- 10 रू 14.38 हजार रू 86.28 रू 14.38 हजार रू 86.28
5 10 रू 14.23 हजार रू 85.38 --- --- --- रू 14.23 हजार रू 85.38
54 --- --- --- 10 रू 14.23 हजार रू 85.38 रू 14.23 हजार रू 85.38
42 --- --- --- --- --- --- रू 0 रू 0
46 --- --- --- --- --- --- रू 0 रू 0
51 --- --- --- --- --- --- रू 0 रू 0
57 --- --- --- --- --- --- रू 0 रू 0
1_RWS --- --- --- --- --- --- रू 0 रू 0
6_RWS --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 104,487,080 64,865,530 77,752,000
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 17,237,370 12,820,940 13,296,000
Total Assets 1,629,693,010 1,393,404,760 1,225,454,000
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 488,563,010 363,569,940 315,084,000
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 44,982,890 32,961,250 26,828,000
Debt securities issued
Subordinated Liabilities
Total Liabilities 1,629,693,010 1,393,404,760 1,225,454,000
Total Liabilities 1,629,693,010 1,393,404,760 1,225,454,000
Equity
Share Capital 63,360,000 39,060,600 37,328,000
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 127,869,620 142,668,820 89,897,000
Interest Expense
Net interest Income 61,552,000 62,933,760 37,302,000
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income 22,061,320 28,390,740 16,665,000
Total Operating Income 83,613,320 91,324,500 53,967,000
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense 10,680,280 12,582,120 24,409,000
Depreciation and Amortization
Operating Profit 23,248,250 26,406,220 11,479,000
Non operating Income
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 20,566,590 18,259,700 8,572,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 20,566,590 18,259,700 8,572,000
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 65 65 52
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 10 8 8
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 256 258 251
Earning Per share (EPS Annualized) 65 65 52
PE Ratio 16 45 55
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
JSLBB 1423 --- --- --- --- 18.58 ---
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 25 % 1.32 % 26.32 % -- -- --
2 2074/2075 20 % 1.05 % 21.05 % -- 1:2 --
3 2073/2074 20 % 1.05 % 21.05 % -- 1:1 --
4 2072/2073 20 % -- 20 % 2017-08-10 -- --
Company Information
Registered Office
Head Office Location : Butwal-11
Email : info@jucbank.com.np
Phone : 071-540063
Website : http://www.jucbank.com.np/
Registered At :
Share Registrar ( RTS )
Name : Siddhartha Capital Limited
Email : scl@siddharthacapital.com
Phone : 00977-1- 4420924, 4420925, 4421279, 4420598
Address : Narayanchaur, Naxal Kathmandu, Nepal.
Website : www.siddharthacapital.com
Management
Name Designation
Mr. Shreeram Pokhrel Chief Executive Officer
Mr. Baburam Bishwokarma (Chairman)
Dr. Megh Bahadur Bishwokarma Director
Mr. Rewanta Bishwokarma Director
Mr. Manbahadur Bishwokarma Director
Mr. Gokarna Bahadur Karki Chhetri Director
Mr. Narendra Kandel Director
About Company

Janautthan Samudayic Laghubitta Bikas Bank Limited

Financial Institutions are established in Nepal with the motive to help uplift the economic situation of the downtrodden Nepali people. However, most of the finance institutions are established and concentrated in urban areas and run in conventional way. So the rural poor have no access to the financial services. Many of the development agencies have attempted to create groups and run micro-finance programs but after the completion of their projects such groups are left unnoticed with no further idea and help. According to the World Bank study still around 50% of the total population has no access in financial services. The Jana Utthan Pratisthan undertook the research outcome (Social Inclusion in Microfinance by Dr Man Bahadur Bk, 2010) to promote community banking for building inclusive financial system and took initiative to establish Jana Utthan Samudayic Bank Ltd. with some new ideas and techniques such as ‘credit first individual intervention’. Even though it is registered under the microfinance development bank it has been designed as the community banking initiatives. The main aim of this bank is to promote financial inclusion in community level so as to enhance economic situation of the rural poor. Its motto is "Building Inclusive Financial System Extending Service to the poorest of the poor" It also aims to promote the indigenous knowledge and traditional skill to bring it up to the commercial scale. The bank has been designed in such a way to reach the most unreached clients of the community with some specific model and products. The Bank has been registered in April 10, 2010 under Company Act. 2006 and started banking operation from November 14, 2010 under the Bank and Financial Institution related Act,2006. Since its establishment the bank has been involved in the Global Microcredit Summit Campaign and received certificate of appreciation for its contribution to bring the poor families out of poverty. Likewise it is also involved with the Smart Campaign for Client Protection. Moreover, the community banking has been recognized as the third generation microfinance (Nepal Zone of Peace: A Revised Concept by Isabelle Duquesne published in 2011).