info@investingnepal.com
+977 4417635
Contact Us
Shivam Cement

BFC ( Best Finance Company Ltd. )

ISIN Number : NPE125A00002

As of May 13, 2020
91.00
2
2.15 %
Open
0
High
92
Low
91
Volume
120
Prev. Close
93
Bid Price
110 ( 900 )
Ask Price
113 ( 75 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 75.43 करोड
Outstanding Shares
8289140
Book Value
107.89
PBV
0.84
Stock P/E
7.94
Dividend ( 2067/2068 )
20 %
EPS
11.46
PB X PE
6.7
ROE
--
ROA
--
CAR
21.57
Industrial PE
-13.68
Industrial EPS
12.39
52 Weeks High-Low
117 - 81
Lifetime High-Low
167 - 80
180 Day Average Price
97.08
PROMOTER SHARE VALUE
Best Finance Co. Limited Promoter Share ( BFCPO )
Open
100.00
High
100.00
Low
100.00
Close
100.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
7.06%
1 Year ---
5 Years ---
COMPETITORS
Name chg % Market cap
CFCL 1.64 % रू 98.81 करोड
PROFL 0.97 % रू 81.61 करोड
RLFL 1.56 % रू 108.21 करोड
SIFC 1.4 % रू 116.89 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - May 13, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
51 110 रू 10.01 हजार रू 60.06 --- --- --- रू 10.01 हजार रू 60.06
6 --- --- --- 100 रू 9.1 हजार रू 54.6 रू 9.1 हजार रू 54.6
57 --- --- --- 20 रू 1.83 हजार रू 10.98 रू 1.83 हजार रू 10.98
41 10 रू 920 रू 5.52 --- --- --- रू 920 रू 5.52
3 --- --- --- --- --- --- रू 0 रू 0
7 --- --- --- --- --- --- रू 0 रू 0
10_RWS --- --- --- --- --- --- रू 0 रू 0
14 --- --- --- --- --- --- रू 0 रू 0
18 --- --- --- --- --- --- रू 0 रू 0
21 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 854,548,000 781,958,000 840,023,000
Due from Nepal Rastra Bank 118,970,000
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 141,664,000
Loan and advances to Customers 1,877,595,000
Investment Securities 260,680,000
Current Tax Assets 46,541,000
Investment in Subsidiaries
Investment in Associates
Investment Property 67,398,000
Property and Equipment 75,331,000
Goodwill and Intangible assets 699,000
Deferred Tax Assets 96,057,000
Other Assets 60,173,000 544,035,000 509,507,000
Total Assets 3,599,655,000 3,915,397,000 3,931,852,000
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 2,600,336,000 2,280,314,000 2,334,973,000
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 105,021,000 896,878,000 936,181,000
Debt securities issued
Subordinated Liabilities
Total Liabilities 2,705,357,000 3,915,397,000 3,931,852,000
Total Liabilities 2,705,357,000 3,915,397,000 3,931,852,000
Equity
Share Capital 828,914,000 810,016,000 810,016,000
Share Premium 3,025,000
Retained Earnings -273,073,000
Reserves 335,432,000
Total equity attributable to equity holders 894,298,000
Non-controlling interest
Total Equity 894,298,000
Total Liabilities and Equity 3,599,655,000

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 197,199,000 272,180,000 189,203,000
Interest Expense -116,866,000
Net interest Income 80,333,000 107,178,000 78,227,000
Fees and Commission Income 636,000
Fees and Commission Expense
Net fee and commission income 636,000
Net interest, fee and commission income 80,969,000
Net Trading income
Other Operating Income 7,352,000 12,301,000 8,654,000
Total Operating Income 88,321,000 120,267,000 87,382,000
Impairment charge/(reversal) for loans and other losses -44,916,000
Net Operating Income 133,237,000
Loans and Other Losses
Operating Expenses
Personal Expense 40,112,000
Other Operating Expense 20,133,000 42,220,000 28,810,000
Depreciation and Amortization 4,025,000
Operating Profit 68,967,000 25,683,000 12,373,000
Non operating Income 1,062,000 10,000
Non operating expenses -2,201,000
Profit before Income Tax 67,828,000
Income tax Expenses
   Current Tax 20,349,000
   Deferred Tax -12,359,000
Profit/(loss) for the period 47,479,000 77,314,000 36,124,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 47,479,000 77,314,000 36,124,000
Other Comprehensive Income -8,490,000
Total Comprehensive Income 38,989,000
Basic Earning per share 11 10 4
Diluted Earning per share 11
Profit attributable to:
   Equity holders of the Bank 38,989,000
   Non-controlling interests
Total 31,664,000
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 47,479,000
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -9,496,000
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund -475,000
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve -18,977,000
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution 18,531,000

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 22 17 17
Non-Performing Loan (NPL) to Total loan 15 17
Total Loan Loss provision to Total NPL 90
Cost of Funds 9
Credit to Deposit Ratio 72
Base Rate 14
Interest Rate Spread 7
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 108 87 80
Earning Per share (EPS Annualized) 11 10 4
PE Ratio 9 45 22
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 100 - 81 104 - 90 100 - 80
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
BFC 91 --- --- --- --- 7.06 ---
CFCL 120 --- --- --- --- 1.69 ---
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2067/2068 20 % -- 20 % 2018-06-27 -- --
Company Information
Registered Office
Head Office Location : Best Finance Company Ltd., Kamaladi , Kathmandu -1
Email : info@bestfinance.com.np
Phone : 01-4484753
Website : www.generalfinance.com
Registered At :
Share Registrar ( RTS )
Name : Global IME Capital Limited
Phone : 977-01-4222460
Address : Rastriya Naach Ghar, Jamal, Kathmandu, Nepal.
Website : www.globalimecapital.com
Management
Name Designation
TOYA RAJ ADHIKARI CEO
Mr. Amir Dhoj Pradhan Chairman
MR. MILAN THAPA Member
MR.KRISHNA HARI SHRESTHA Member
MR.SURAJ KSHETRI Member
MR. BIMAL PRASAD DHAKAL Member
Mr. Dipak Dhakal Member