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ALBSL ( Asha Laghubitta Bittiya Sanstha Limited )

ISIN Number : NPE326A00006

As of May 12, 2020
606.00
12
1.94 %
Open
0
High
606
Low
606
Volume
10
Prev. Close
618
Bid Price
383 ( 30 )
Ask Price
390 ( 450 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 140.77 करोड
Outstanding Shares
2322880
Book Value
127.12
PBV
4.77
Stock P/E
25.99
Dividend ( 2075/2076 )
12.63 %
EPS
23.32
PB X PE
123.88
ROE
--
ROA
--
CAR
12.15
Industrial PE
28.88
Industrial EPS
56.26
52 Weeks High-Low
936 - 373
Lifetime High-Low
886 - 321
180 Day Average Price
642.57
PROMOTER SHARE VALUE
Asha Laghubitta Bittiya Sanstha Limited ( ALBSLP )
Open
--
High
--
Low
--
Close
--
Classic Tech Red Label
COMPETITORS
Name chg % Market cap
GILB 2.96 % रू 272.55 करोड
ILBS 1.8 % रू 149.43 करोड
KMCDB 2.98 % रू 180.67 करोड
NMBMF 1.95 % रू 159.01 करोड
VLBS 2 % रू 197.6 करोड
WOMI 0.12 % रू 216.96 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - May 13, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
3 --- --- --- --- --- --- रू 0 रू 0
6_RWS --- --- --- --- --- --- रू 0 रू 0
10 --- --- --- --- --- --- रू 0 रू 0
13_RWS --- --- --- --- --- --- रू 0 रू 0
17 --- --- --- --- --- --- रू 0 रू 0
20 --- --- --- --- --- --- रू 0 रू 0
25 --- --- --- --- --- --- रू 0 रू 0
29_RWS --- --- --- --- --- --- रू 0 रू 0
34 --- --- --- --- --- --- रू 0 रू 0
38 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 11,953,470 10,169,550 7,625,430
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 50,776,780 36,774,350 27,093,100
Total Assets 2,377,879,070 2,169,495,590 1,563,975,630
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 659,546,390 569,061,210 347,537,230
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 74,208,870 70,727,680 48,596,270
Debt securities issued
Subordinated Liabilities
Total Liabilities 2,377,879,070 2,169,495,590 1,563,975,630
Total Liabilities 2,377,879,070 2,169,495,590 1,563,975,630
Equity
Share Capital 232,288,000 232,288,000 140,000,000
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 177,731,280 85,741,540 118,182,520
Interest Expense
Net interest Income 82,656,280 39,208,320 48,994,880
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income 32,987,380 15,092,060 23,891,640
Total Operating Income 116,600,300 54,651,960 72,931,960
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense 20,356,940 9,456,700 13,614,400
Depreciation and Amortization
Operating Profit 13,151,650 6,004,940 10,687,760
Non operating Income 223,480 93,570 1,380
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 27,079,020 9,816,530 8,164,580

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 27,079,020 9,816,530 8,164,580
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 23 17 13
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 12 12 11
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 127 120 105
Earning Per share (EPS Annualized) 23 17 13
PE Ratio 26 23
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
GILB 1050 --- --- --- --- 20.00 ---
VLBS 882 --- --- --- --- 35.28 ---
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 12 % 0.631579 % 12.631579 % -- -- --
Company Information
Registered Office
Head Office Location : Nuwakot, Nepal.
Email : ashamicrofinance@gmail.com
Phone : 977-01-4169071
Website : https://ashamicrofinance.com.np/welcome/
Registered At :
Management
Name Designation
Badri Prasad Dulal CEO
Nirgun Prasad Bhattachan Chairman
Pradip Kumar Khadka Director
Hemanta Paudel Director
Susan Shrechan Director
About Company

Asha Laghubitta Bittiya Sanstha Limited

Asha Laghubitta Bittiya Sanstha Ltd established in Nuwakot District under the Bank and Financial Institution act, 2063 as national level Microfinance Institution. Idea behind promoting this laghubitta bittiya sanstha is to provide demand driven, locally adaptable, diversified and financially sustainable quality microfinance services. We believe that participation of the private sector is essential for increasing outreach and providing quality services.

Capital structure

The core capital and issued capital of Asha is 100 Million which is divided into 1 Million equity shares of Rs. 100 each. Out of which 70% is subscribed by promoters and remaining 30% will be issued to general public.

Vision

To become one of the leading Laghubitta Bittiya Sanstha of Nepal establishing a self -sustainable and economically empowered rural, tribal, sub-urban and urban society

Mission

To provide accessible, qualitative and competitive microfinance services to uplift the living standard of low income and deprived target people.